How to Borrow Airtime from Glo – Step-by-Step

Have you ever been in a situation where you needed to make an urgent call, but you didn’t have enough airtime on your phone? It can be a frustrating experience, especially if you don’t have any access to recharge your phone at that moment.

Fortunately, Glo Nigeria offers a solution to this problem by allowing its customers to borrow airtime. Borrowing airtime is a simple process that can be done in just a few steps. In this step-by-step guide, we will walk you through the process of borrowing airtime from Glo Nigeria, so you can stay connected even when you don’t have enough airtime.

Whether you’re in an emergency or just need to make a quick call, this guide will help you get the airtime you need in no time.

In this step-by-step guide, we’ll show you how to borrow airtime from Glo.

What is airtime borrowing?

Airtime borrowing is a service offered by telecommunication companies that allows you to borrow airtime, also known as credit or talk time, when you run out of credit and cannot purchase more at that moment. It’s a convenient option that enables you to stay connected with your loved ones, friends, and business associates, even when you don’t have sufficient credit on your phone.


Glo is one of the leading telecommunication companies in Nigeria that offers airtime borrowing services to its subscribers. With Glo Borrow Me Credit service, you can easily borrow airtime and pay it back later at a small service charge. This service is available to all Glo prepaid subscribers, and it is a great option when you need to make an urgent call or send a text message, but you are out of credit.

Why borrow airtime from Glo?

Borrowing airtime from Glo can be a lifesaver in many situations. Sometimes we need to make an urgent call or send an important message, but our phone balance is low or even zero. In these cases, borrowing airtime from Glo allows us to stay connected and keep our communication channels open.

Additionally, borrowing airtime from Glo can save you from the hassle of having to go to a physical recharge point or using an online payment method, especially if you don’t have access to one at the moment. It’s a quick and convenient solution that allows you to stay connected with your loved ones and your work contacts without any interruption.

Furthermore, borrowing airtime from Glo can help you manage your expenses and budget better. It allows you to plan your airtime usage and avoid overspending, especially if you have limited resources. You can borrow a specific amount that you need, and then pay it back when you have the means to do so. This can be a helpful tool in managing your finances and keeping your expenses in check.

Overall, borrowing airtime from Glo is a useful and practical service that can make your life easier, especially in unexpected situations. It’s a great option to have in your arsenal of communication tools, and it can help you stay connected and in control of your expenses.

Eligibility criteria for Glo airtime borrowing

Before you borrow airtime from Glo, you need to ensure that you meet the eligibility criteria. The criteria are pretty straightforward and easy to meet.

Firstly, you must be a Glo subscriber with a registered SIM card.

Secondly, you must have been an active user for at least 3 months, which means you must have made at least one recharge within the past 90 days.


Thirdly, you must have paid back any previous airtime loan you might have borrowed from Glo. Finally, you must have a consistent history of recharging your Glo line and using the airtime regularly.

It is important to note that if you do not meet any of these criteria, you will not be eligible to borrow airtime from Glo. Therefore, it is necessary to ensure that you meet these requirements before attempting to borrow airtime from Glo.

Registering for Glo airtime borrowing service

Registering for Glo’s airtime borrowing service is a simple process that can be done in just a few steps. Firstly, ensure that your Glo line is active and has been used for at least three months. This is one of the requirements for eligibility for the airtime borrowing service.

Once you have met the eligibility criteria, dial *321# from your Glo line to access the Glo Borrow Me Credit Menu. From there, select the option to ‘Register for Borrow Me Credit’ and follow the prompts.

You will be required to set a 4-digit PIN code that will be used to authenticate all future airtime borrowing requests. It is advisable to choose a unique and secure PIN code that you can easily remember but that is not easily guessed by others.

Once you have successfully registered for the service, you can proceed to borrow airtime by simply dialing *321# and selecting the amount of airtime you wish to borrow. Remember to have your PIN code ready as you will be prompted to enter it to confirm your request.

It is important to note that there is a service charge of 10% on all borrowed airtime, and the borrowed amount must be paid back within a maximum of 72 hours. Failure to repay the borrowed airtime within the specified time frame may result in the suspension of the airtime borrowing service on your line.

How to borrow airtime from Glo

Borrowing airtime from Glo is a quick and easy process that can be done in just a few steps. Here’s how to go about it:

  • Step 1: Dial *321# on your Glo line.
  • Step 2: Follow the prompt that appears on your screen.
  • Step 3: Select option 2 which is “borrow airtime”.
  • Step 4: Choose the amount of airtime you want to borrow.
  • Step 5: Confirm the transaction by entering your Glo PIN.
  • Step 6: Wait for a confirmation message from Glo.

It’s important to note that there are some terms and conditions attached to borrowing airtime from Glo. You will be charged a service fee of 10% on the borrowed amount, and the borrowed amount will be deducted from your next recharge. You can only borrow airtime if you have been an active Glo subscriber for at least three months, and have paid back any previously borrowed airtime.

Also, the amount of airtime you can borrow depends on your usage history, and not all subscribers may be eligible to borrow the maximum amount. So, it’s always a good idea to check your eligibility before attempting to borrow airtime from Glo.

Overall, borrowing airtime from Glo is a convenient way to stay connected even when you don’t have enough credit on your line. Just make sure you understand the terms and conditions and only borrow what you can afford to pay back on your next recharge.

What are the charges for Glo airtime borrowing?

Glo airtime borrowing provides a convenient way to stay connected with your loved ones and business associates even when you run out of airtime. However, it’s important to note that borrowing airtime comes with a service charge, which is deducted from the airtime you receive.

The service charge for borrowing airtime on Glo varies depending on the amount borrowed. For example, if you borrow N50, you will be charged N5 as the service fee while borrowing N100, N200, and N500 will attract a service fee of N10, N20, and N50 respectively.

Additionally, you will be required to pay back the borrowed airtime within a specific period of time. Failure to do so will attract a penalty fee, which is deducted from your next recharge.

It’s important to keep in mind that the charges for borrowing airtime on Glo are subject to change, so it’s recommended to check the current rates on Glo’s official website or by contacting their customer care before borrowing airtime.

How to pay back the borrowed airtime

Once you have successfully borrowed airtime from Glo, it is important to pay back the borrowed amount as soon as possible. Glo will deduct the borrowed amount from your next recharge once you recharge your line.

If you do not recharge your line after borrowing airtime, Glo will deduct the borrowed amount automatically after 72 hours. However, it is recommended to recharge your line as soon as possible to avoid any inconvenience.

To check if the borrowed amount has been deducted or not, dial *321# and select “Check Balance”. You will receive a message with your current balance including any outstanding debt.

If you face any issues with paying back the borrowed airtime, you can contact Glo customer care for assistance. It is important to note that failure to pay back the borrowed amount may result in the suspension of your line or other penalties as per Glo’s terms and conditions.

Overall, borrowing airtime from Glo is a convenient way to stay connected even when you are out of credit, but it is important to pay back the borrowed amount as soon as possible to avoid any issues.

Can I borrow airtime on credit if I have an existing loan?

One of the most common questions asked by Glo users is whether they can borrow airtime on credit if they have an existing loan. The answer to this question is no. If you have an existing loan, you will not be able to borrow airtime on credit until you have paid back the loan in full.

It’s important to note that borrowing airtime on credit is a privilege offered by Glo to its users. The service is designed to help users stay connected and make important calls or send urgent messages when they don’t have enough airtime. However, it’s not meant to be a long-term solution and should not be used as a replacement for regular airtime purchases.

If you do find yourself in a situation where you need to borrow airtime on credit but have an existing loan, it’s best to focus on paying back the loan first before attempting to borrow more credit. This will help keep your account in good standing and ensure that you can continue to access all the services offered by Glo.

What happens if I fail to repay the borrowed airtime?

Borrowing airtime from Glo is a quick and easy process, but it’s important to remember that it is a loan that needs to be repaid. Failure to repay the borrowed airtime can lead to a suspension of your line until the debt is paid off. Additionally, you will be charged a service fee of 10% on the amount borrowed if you fail to repay it within 24 hours.

To avoid any issues, it’s best to ensure that you have enough credit to repay the loan before borrowing it. If you find yourself unable to repay the loan on time, it’s important to contact Glo customer care as soon as possible to discuss a repayment plan. It’s always better to communicate and make arrangements rather than ignore the issue, as this can lead to further complications.

In summary, borrowing airtime from Glo can be a great way to stay connected when you’re low on credit, but it’s important to remember that it is a loan that needs to be repaid. Be sure to have a plan in place for repayment and communicate any issues with Glo customer care to avoid any disruptions to your service.

Frequently Asked Questions (FAQs) about Glo Airtime borrowing

As with most services, Glo airtime borrowing comes with a few frequently asked questions (FAQs) that are worth mentioning. Here are some of them:

  1. How do I know if I am eligible to borrow airtime from Glo?
    You can check your eligibility by simply dialing *321# on your Glo line. If you are eligible, you will receive a message with the available airtime loan amounts.
  2. Can I borrow airtime if I have an outstanding loan?
    No, you cannot borrow airtime if you have an outstanding loan. You have to pay off the previous loan before you can borrow again.
  3. How much interest will I be charged for borrowing airtime from Glo?
    Glo charges a service fee of 10% on the amount borrowed. For example, if you borrow N100, you will be charged N10 as a service fee.
  4. What happens if I am unable to pay back the loan?
    If you are unable to pay back the loan within the specified period, Glo will automatically deduct the amount borrowed plus the service fee from your account balance. If you do not have enough credit in your account, you will be unable to make calls, send texts, or use data until the loan is repaid.
  5. Can I borrow airtime on behalf of someone else?
    No, you cannot borrow airtime on behalf of someone else. The airtime loan is only available to the primary Glo line holder.

By keeping these FAQs in mind, you can ensure a smooth borrowing experience with Glo.

Leave a Reply

Your email address will not be published. Required fields are marked *